How Our Consultation Process Works

Explore our structured multi-step approach focused on transparency, independence, and your unique situation, empowering you with clear, actionable insights.

Meet Our Advisors

Decades of expertise at your service

Samira Haque in office

Samira Haque

Lead Advisor

1
Independent reviews

Master of Applied Finance University of Sydney

BrightPath Advisory

Core Skills

Analytical thinking
Client communication
Market analysis

Methods

Structured consultations
Clear risk communication

Credentials

Australian Financial Services Licence
Certified Financial Planner

Committed to clarity in her reviews, Samira provides tailored consultations focused on your individual objectives and risk factors. Extensive industry experience underpins her practical, ethical guidance.

Samira’s careful, analytical approach ensures evaluations remain unbiased, focusing on actionable outcomes while considering each client’s context.

David Leong consulting client

David Leong

Consultation Specialist

2
Detailed market analysis

Bachelor of Commerce Monash University

Pioneer Consulting

Core Skills

Data interpretation
Client relations
Risk assessment

Methods

Comparative assessment
Objective market review

Credentials

Registered Financial Consultant
Diploma of Financial Planning

David blends methodical research with approachable communication, making even complex financial topics accessible to clients from all backgrounds.

His process ensures no two consultations are alike, each tailored to suit client-specific objectives, all while upholding clear, transparent communication.

Erin Perez professional photo

Erin Perez

Financial Analyst

3
Market instrument appraisal

Graduate Diploma in Finance RMIT University

Civic Financial Team

Core Skills

Attention to detail
Ethical practice
Quantitative analysis

Methods

Independent market review
Client-context mapping

Credentials

AFSL Responsible Manager
Certificate IV in Finance and Mortgage Broking

With a keen eye for detail, Erin delivers objective appraisals of market instruments, concentrating on clear reporting and integrity-driven service.

Erin guides each client through findings in straightforward language, ensuring all consultations are free of bias and driven by facts.

Matthew O'Connor consulting session

Matthew O'Connor

Consultant

4
Ethical consulting

MBA in Business Analytics Australian National University

Harborview Advisory Group

Core Skills

Critical judgement
Client engagement
Process enhancement

Methods

Transparent disclosure
Collaborative analysis

Credentials

Finance & Mortgage Broking Cert
Accredited Professional Consultant

Matthew supports clients with pragmatic advice, drawn from significant experience and a deep commitment to fairness and openness at all times.

Matthew delivers every appraisal with a focus on respectful dialogue, ensuring each client feels informed, valued, and fully supported throughout.

How We Assess and Advise

A transparent pathway from first contact to objective review

1

Initial Client Meeting

We discuss your unique circumstances, objectives, and any specific concerns you might have.

No product sales or training occur during this session.

2

Analytical Instrument Review

Our team leverages deep market experience to conduct a neutral evaluation.

You receive a structured report with all findings outlined.

3

Transparent Fee Disclosure

All associated fees, terms, and relevant details are presented prior to your commitment.

APR, repayment schedules, and charges are clearly listed.

4

Personal Consultation

A one-on-one discussion ensures you understand all findings before making decisions.

We answer your questions and address risk factors clearly.

How We Differ From Others

Features Our Service Competitor A Competitor B
Consultative, not promotional
Transparent fee disclosure
No product sales or lessons
Personalised, unbiased review