Terms and Conditions of Use

The following terms govern your access and use of this website. Please read these guidelines carefully before using our services or submitting information.

Last updated November 26, 2025

Acceptance of Terms

By using this website, you agree to comply with the terms and conditions as specified herein. These govern the relationship between you and Xamorinelo regarding the use of all provided information and services.

Definitions

For clarification, the following terms apply within this Agreement:

• ‘Service’ means all consultations, reviews, and communications provided by Xamorinelo on financial instruments.
• ‘User’ refers to any individual or entity accessing the site or submitting information through offered channels.
• ‘Advisor’ describes team members delivering consultation and assessments, not engaged in product sales or training.
• ‘Content’ means written, graphic, or other materials on the Xamorinelo platform.

Proper Use of Service

Use of the service is strictly for informational and consultative purposes only; no products are sold or promoted through this platform.

Eligibility

Services are available only to individuals aged 18 or above legally residing in Australia. By engaging, you confirm and warrant eligibility.

You must not use this site if legally restricted.

User Obligations

For security and compliance, users must adhere to these expectations:

• Provide complete, accurate information when submitting an inquiry or feedback.
• Respect site access restrictions and privacy conditions.
• Do not act on platform content without further qualified advice; results may vary.
• Comply with all local laws and regulations relevant to your use.

Prohibited Uses

The following uses are expressly forbidden:

• Submitting misleading, fraudulent, or deceptive information through any channel.
• Attempting to disrupt, hack, or copy the website structure or data.
• Using content for resale or unauthorised commercial purposes.
• Impersonating any person or misrepresenting affiliation with our service.
• Introducing malicious code, viruses, or engaging in disruptive behaviour online.

Intellectual Property Rights

All content, design elements, and materials provided on this website are the exclusive intellectual property of Xamorinelo and may not be reproduced, copied, or used without permission.

User Content

You are fully responsible for content submitted through contact channels. No confidential or sensitive financial information may be sent.

Privacy and Data Use

Personal data is managed in accordance with our Privacy Policy, outlining your rights, data handling practices, and security measures. See Privacy Policy

Disclaimer of Liability

Information and consultations are provided as general guidance only.

Limitation of Liability

We are not liable for decisions, actions, or outcomes based on consultation content or market fluctuations.

Indemnification

You agree to hold Xamorinelo harmless for claims arising from your usage not in accordance with these terms.

Resolving Disputes or Claims

Disputes will be addressed promptly and fairly through appropriate Australian legal channels if necessary.

Governing Law and Jurisdiction

Disputes are governed by Australian law and the courts therein.

Termination

We reserve the right to restrict access for violations of these terms, including misuse or regulatory requirements.

Amendments

Terms may be modified at any time; continued use reflects acceptance of changes.

Severability

If any provision is found invalid, remaining provisions will remain effective.

Entire Agreement

The current terms and accompanying policies comprise the full agreement between site and user.

Contact Us With Questions

If you have questions on these Terms, please reach out directly below.